Hello, XPX!  In case you missed it, the ten year treasury is currently at 1.664%, which is up from a low of 51 bps back in August.  Like many banks, we price our longer term debt based on the 10-year, resulting in higher rates on new deals.  We offer a 60-day rate lock on business loans, and commercial mortgages, and I can create a terms sheet in 48 hours, so do please let me know if I can help any clients who are on the fence about a major acquisition and have  lending need > $1MM. 

michael.a.metz@suntrust.com

Thank you!

CNBC Ten Year Treasury Chart